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Savings Rates

 Savings Account Rates

Account Type

Type Code

Dividend Rate

Compounded

APY

Regular Share $100-$9,999* 

01

0.20%

Quarterly

0.20%

Regular Share $10,000-$24,999*

01

0.30%

Quarterly

0.30%
Regular Share $25,000-$49,999*

01

0.45%

Quarterly

0.45%
Regular Share $50,000 and Up

01

0.45%

Quarterly

0.45%

IRA Accumulation Account - Traditional (72) Roth (74) Education (76)*

See Regualr Share Rates Above

Money Market Account*

65

 

 

 

$1,000 - $9,999

 65

0.30%

Quarterly

0.30%

$10,000 - $24,999

 65

0.40%

Quarterly

0.40%

$25,000 - $49,999

 65

0.45%

Quarterly

0.45%

$50,000 and up

 65

0.45%

Quarterly

0.45%

Sharedraft Account*

75

0.25%

Monthly

0.25%

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*The dividend rate and APY may change as determined by the credit union board of directors.  Dividends on regular shares are calculated on the daily balance method which applies a daily periodic rate to the principal in your account each day.  Dividends will be compounded quarterly and will be credited quarterly.  Dividends will begin to accrue on the business day you deposit to your account.  The minimum balance to obtain the annual percentage yield disclosed is $100 each day for Regular Shares, Christmas Club and IRA Accumulation Accounts, $1,000 each day for Sharedraft Accounts, and $1,000 each day for Money Market Accounts.  This is the prospective rate which is anticipated for the quarter ending 12/31/10. Christmas Club (Type 09) earn the same rates as Regular Shares.  Escrow (Type 08) and Sharedraft (Type 75) do not earn dividends.