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Auto Loans

Rates | Calculators | Application

     New and Used Auto Loans with No Down Payment Required

  • A wide selection of rates and terms are available on new and used autos (depending on the price or model year).
  • 110% financing includes taxes, title, and tags.
  • Get Pre-approved. This lets you go looking for a car with an amount in mind. This lets you take control of the bargaining process.
  • Second chance loans. If you’ve already financed your car at higher rates elsewhere, you can take advantage of a SSCU low rate auto loan.

Apply Now!


New and Used Auto Pricing Guide

How much should you pay for your next car? Our new Auto Pricing Guide provides you with all the tools you need to be a wiser shopper the next time you are in the market for a new or used car, truck, van or SUV. You'll find out how much you should pay for your new or used vehicle, or how much your trade-in is worth. You can find new vehicle invoice and retail pricing, as well as current rebate offers. You can also learn if the dealer receives an incentive from the manufacturer when they sell you a new vehicle. Click here to get started.


Guaranteed Asset Protection Coverage 

Protect your financial well-being. If your car is damaged beyond repair, stolen, or declared a total loss, you could still be paying a balance on your loan. Insurance companies often only pay the current value of the car toward your loan payoff, and may not cover the entire loan amount.


GAP stands for "Guaranteed Asset Protection." GAP will help protect you by paying off the remainder of your loan amount that your insurance may not cover. Benefits include:


-Only $325 which may be added to your loan amount.

-Protection for your loan term (up to 72 months).

-Coverage for vehicles valued up to $100,000 at time of purchase.

-Payment of benefits up to $50,000.

-$1,000 towards the purchase of a replacement vehicle when financed by SSCU and where allowed by law.

-Benefits for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.