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How much does your checking account cost you?


People rely on a financial institution for all kinds of financial services. But it all starts with checking.  At Select Seven Credit Union our FREE! checking accounts are worth checking into. Our checking accounts now earn dividends, and have other excellent benefits such as:

  • No monthly service charge
  • No minimum balance
  • Complimentary checks @ opening of account
  • FREE Visa Debit Card            
  • FREE Online Banking with Bill Pay
  • FREE Online Check Imaging
  • Unlimited Check writing  


  • Unlimited teller transactions
  • ATM Service
  • Payroll Deduction
  • Courtesy Pay Overdraft Protection
  • Payday Advance  
  • Audio Response
  • Direct Deposit
  • Detailed Monthly Statement


At Select Seven Credit Union our checking accounts are FREE! And we mean FREE!  You won’t find any hidden cost here because we are member serving member.  Checking Accounts that are worth checking into.

Click here to get started!



 Second Chance Sharedraft Account


  • $10 Monthly service fee
  • **After 12 months of good history NO monthly service fee
  • Free Visa Check Card
  • Low Cost Checks Available
  • $50 minimum deposit
  • Courtesy Pay optional (Certain Restrictions Apply)





Tiered Money Market Accounts


  • Minimum Investment of $250
  • Minimum Balance of $1000 to Earn Dividends
  • Tiered Rates Offered
  • Dividends Paid Quarterly



Visa Debit Cards

A Visa Debit Card works like a check – only better. Just present the card at the time of purchase, and the amount will be automatically deducted from your checking account. With every purchase, you’ll get a receipt for easy record keeping. You can also review your transactions on your monthly statement, and by logging into CU@Home online banking. The Visa Debit Card eliminates the need to carry bulky checkbooks, multiple identification cards and large amounts of cash. The Visa Debit Cards are accepted worldwide at businesses that accept Visa cards, and with the Debit Card, you’re in and out of the stores in no time. The Visa Debit Cards are free with all SSCU Checking Accounts.   Get Started Now!


To report a lost or stolen Debit Card during normal business hours, contact SSCU at (423) 282-0671 or toll free at (800) 228-4738. After normal business hours, please call (800) 472-3272.




Online Banking
CU@Home provides you with better, more convenient access to your accounts than ever before… 24 hours a day, any day of the year. CU@Home is a safe, convenient way to enjoy instant access to your credit union account information via the Internet. You can check account balances, view copies of your cleared checks, and take advantage of our FREE Bill Pay service.    Learn More




Courtesy Pay
We understand. It happens to all of us.
-You make an honest mistake in your checkbook.
-You’re a little short of cash 2-3 days before payday.
-Unusual or unforeseen circumstances popped up at just the wrong time.

 Click here to reorder checks onlne

 That’s why SSCU offers Courtesy Pay, an added member service that protects your checking account when an inadvertent overdraft occurs. Courtesy Pay may cover your insufficient funds items up to $300, for one low fee per covered overdraft transaction.  That means, instead of returning a check to the merchant because of insufficient funds, the SSCU may pay your item, saving you additional charges from the merchant collection companies.

Courtesy Pay:
-Protects You from merchant returned check charges
-Protects You from the embarrassment of a “Bounced Check”
-Protects Your good credit