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Certificate Rates

 Certificate and IRA Account Rates

Share Savings
Certificate Rates

 

Dividend Rate

Compounded

APY

6 Months - $1,000 minimum

0.45%

Not Compounded

0.45%

12 Months - $1,000 minimum

0.65%

Quarterly

0.65%

24 Months - $1,000 minimum

1.00%

Quarterly

1.00%

36 Months - $1,000 minimum

1.19%

Quarterly

1.20%

48 Months - $1,000 minimum

1.39%

Quarterly

1.40%

60 Months - $1,000 minimum

1.74%

Quarterly

1.75%

*Certain Restrictions Apply to CD Specials

Individual Retirement Accounts

6 Months: Traditional IRA (80),
Roth IRA (96), Education IRA (97)

0.45%

Not Compounded

0.45%

12 Months: Traditional IRA (82),
Roth IRA (98), Education IRA (99)

0.65%

Quarterly

0.65%

18 Months: Traditional IRA (81),
Roth IRA (90), Education IRA (91)

1.00%

Quarterly

1.00%

30 Months: Traditional IRA (84),
Roth IRA (92), Education IRA (93)

1.19%

Quarterly

1.20%

5 Years: Traditional IRA (83),
Roth IRA (94), Education IRA (95)

1.74%

Quarterly

1.75%

Click Here for Calculators

Early withdrawal penalties may reduce earnings and IRA's cannot be pledged as collateral.