I would like to...

Rates

 

  

Savings | Certificates | Loans

Effective March 1, 2018

 Savings Account Rates

Account Type

Type Code

Dividend Rate

Compounded

APY

Regular Share $100-$9,999* 

01

0.20%

Quarterly

0.20%

Regular Share $10,000-$24,999*

01

0.30%

Quarterly

0.30%
Regular Share $25,000-$49,999*

01

0.45%

Quarterly

0.45%
Regular Share $50,000 and Up

01

0.45%

Quarterly

0.45%

IRA Accumulation Account - Traditional (72) Roth (74) Education (76)*

See Regualr Share Rates Above

Money Market Account*

65

 

 

 

$1,000 - $9,999

 65

0.30%

Quarterly

0.30%

$10,000 - $24,999

 65

0.40%

Quarterly

0.40%

$25,000 - $49,999

 65

0.45%

Quarterly

0.45%

$50,000 and up

 65

0.45%

Quarterly

0.45%

Sharedraft Account*

75

0.25%

Monthly

0.25%

Click Here for a Savings Calculator

*The dividend rate and APY may change as determined by the credit union board of directors.  Dividends on regular shares are calculated on the daily balance method which applies a daily periodic rate to the principal in your account each day.  Dividends will be compounded quarterly and will be credited quarterly.  Dividends will begin to accrue on the business day you deposit to your account.  The minimum balance to obtain the annual percentage yield disclosed is $100 each day for Regular Shares, Christmas Club and IRA Accumulation Accounts, $1,000 each day for Sharedraft Accounts, and $1,000 each day for Money Market Accounts. Christmas Club (Type 09) earn the same rates as Regular Shares.  Escrow (Type 08) and Sharedraft (Type 75) do not earn dividends.  

 

Back to top

 Certificate and IRA Account Rates

Share Savings
Certificate Rates

 

Dividend Rate

Compounded

APY

6 Months - $1,000 minimum

0.45%

Not Compounded

0.45%

12 Months - $1,000 minimum

0.65%

Quarterly

0.65%

24 Months - $1,000 minimum

1.00%

Quarterly

1.00%

36 Months - $1,000 minimum

1.19%

Quarterly

1.20%

48 Months - $1,000 minimum

1.39%

Quarterly

1.40%

60 Months - $1,000 minimum

1.74%

Quarterly

1.75%

*Certain Restrictions Apply to CD Specials

Individual Retirement Accounts

6 Months: Traditional IRA (80),
Roth IRA (96), Education IRA (97)

0.45%

Not Compounded

0.45%

12 Months: Traditional IRA (82),
Roth IRA (98), Education IRA (99)

0.65%

Quarterly

0.65%

18 Months: Traditional IRA (81),
Roth IRA (90), Education IRA (91)

1.00%

Quarterly

1.00%

30 Months: Traditional IRA (84),
Roth IRA (92), Education IRA (93)

1.19%

Quarterly

1.20%

5 Years: Traditional IRA (83),
Roth IRA (94), Education IRA (95)

1.74%

Quarterly

1.75%

Click Here for Calculators

Early withdrawal penalties may reduce earnings and IRA's cannot be pledged as collateral.

  

 


Loan Rates

Loan Rates by Type

APR***

New, Used, or Refinanced Car/Truck/Van
Up to 115% financing
2016-2019 models  

1.99% - 18.00%**

Used Car/Truck/Van
Up to 115% financing
2005-2015  models                                                      

1.99% - 18.00%**

Used Car/Truck/Van
Up to 100% financing
2004 or older models  

6.99% - 18.00%**

Boats and Equipment- Up to 110% financing

2.25% - 18.00%**

Campers- Up to 110% financing

2.25% - 18.00%**

New or Used Motor Homes - Up to 110% financing

2.25% - 18.00%**

New or Used Motorcycles - Up to 110% financing

2.25% - 18.00%**

Farm Equipment - Up to 110% financing

2.25% - 18.00%**

New Only - Household Appliances, Lawn Mowers/Tractors,
Computers and other items approved by the Credit Union
Up to 110% financing

2.25% - 18.00%**

VISA Credit Card

10.00% - 18.00%**

Mobile Home with First Mortgage on Land
(single-wide, double-wide, or modular)

contact CU for details

Unimproved Property - Up to 90% financing

contact CU for details

First Mortgage Loan - 10/15 Year Fixed Rate
1.00% origination fee - Up to 80% financing

contact CU for details

First Mortgage Loan - 20 Year Fixed Rate
1.00% origination fee - Up to 80% financing

contact CU for details

First Mortgage Loan - 30 Year Fixed Rate
1.00% origination fee - Up to 80% financing

contact CU for details

Home Equity Fixed Rate Loan
Up to 60 months - Up to 90% financing

4.40% - 8.50%**

Home Equity Fixed Rate Loan
Up to  120 months - Up to 90% financing

4.99% - 9.50%**

Home Equity Line of Credit

contact CU for details

Share Secured Over $1000 - New Loans Only

3% over earnings - minimum of 6.00% APR

Signature

6.99% -18.00%**

 

 

                Click Here for a Loan Calculator

**Rates are based on the fair isaac scores contained within a credit report. 

***APR - Annual Percentage Rate.


Rates are subject to change without notice.